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April 2005
HSAs ARE O.K. EVEN WHEN SPOUSE HAS OTHER PLAN
Individuals are eligible to sign up for an HSA-compatible high-deductible health plan and make HSA contributions even if their spouse has non-qualifying family coverage, provided the individual isn’t covered under the family plan, according to a ruling from the IRS. Individuals are permitted to make HSA contributions equal to the lesser of their plan’s annual deductible or $2650 single, $5250 family.
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