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HSA Market Report

CDHP, HDHP Companies

EMPLOYERS CAN PAY HSA FEES, RAMTHUN SAYS
Employers are permitted to pay account maintenance and other fees charged by HSA banks without triggering responsibilities and liabilities under ERISA, according to new government guidance, said Roy Ramthun, president of HSA Consulting Services (Lake Geneva, WI) and former special assistant for economic policy at the White House.

MILLIMAN SAYS CDHPs TO ATTRACT 3.6% OF 2006 PREMIUMS
Milliman Inc. (Seattle) said that consumer-directed health plans will account for about 3.6% of total commercial premiums in 2006 among insurers responding to the company’s annual premiums survey.

CDHP LIVES TO HIT 49 MILLION BY 2010, GOLDMAN SAYS
The number of people enrolled in consumer-directed health plans is expected to hit 49 million by 2010, according to a projection from Goldman Sachs (New York).

HSAs TO STALL IF DEMOCRATS WIN CONGRESS, DAVIS SAYS
Efforts to make HSAs more flexible and attractive to families and to the chronically ill will stall if the Democrats take control of Congress in November, according to Bruce Davis, a health and benefits consultant with Findley Davies Inc. (Charlotte, NC).

EMPLOYERS WITH LOW HEALTH COSTS ARE OPEN TO CDHPs
Employers with relatively low healthcare costs are more inclined to implement consumer-directed health plans than companies with higher healthcare costs, according to a survey from Towers Perrin (Stamford, CT).

HOUSE COMMITTEE OKs INCREASE IN HSA CONTRIBUTIONS
The House Ways and Means Committee passed legislation that would allow HSA contributions up to the statutory limit—currently $2700 single, $5450 family—regardless of health plan deductibles. The legislation, introduced by Rep. Eric Cantor (R-VA), will also allow the transfer of funds from HRAs and FSAs to HSAs.


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