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HSA Market Report

CDHP, HDHP Companies

28% OF EMPLOYERS OFFER CDHPs, SURVEY SAYS
A nationwide survey of 434 employers found that 28% offered a consumer-directed health plan option to employees in 2006, up from 22% in 2005, according to Aon Consulting (Chicago).

LAUER CALLS FOR PREMIUM TAX DEDUCTIONS
Gary Lauer, chief executive of eHealthInsurance.com (Mountain View, CA), told lawmakers that individuals and families should be allowed to deduct the cost of health insurance from their taxes.

CMS ANNOUNCED MEDICARE HSA DEMO PROJECT
The Centers for Medicare & Medicaid Services (Washington) announced the launch of a demonstration project in which managed care organization could offer health plans tied to savings accounts with features similar to HSAs beginning in 2007.

BENEFITFOCUS TO OFFER HSA BANK
BenefitFocus (Mt. Pleasant, SC) will offer through its online benefit enrollment engine access to banking services from HSA Bank (Waterbury, CT) as part of an integrated consumer-directed healthcare solution, the companies announced.

GUARDIAN, HEALTH NET EXPAND PARTNERSHIP TO NJ
Health Net (Woodland Hills, CA) and Guardian Life Insurance Co. of America (New York) will offer 28 low-cost health plans for small businesses in New Jersey.

TREASURY ISSUES FINAL COMPARABILITY REGULATIONS
The Treasury Dept. (Washington) issued its final regulations concerning HSA comparability, ruling that employers can make different contributions based on certain variations in family coverage and exempting union groups from comparability requirements.

HSA PLAN SAVINGS OVER-HYPED, STUDY SAYS
A study published in the July/August issue of Health Affairs concluded that the cost-savings potential of high-deductible health plans tied to HSAs doesn’t match the hype surrounding these plans.


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