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HSA Market Report

CDHP, HDHP Companies

HDHP MINORITY ACTIVELY MANAGE COSTS, STUDY SAYS
A new study from Booz Allen (McLean, VA) says that only a minority of members of consumer-directed health plans are actively managing their healthcare costs.

OPTIMISTIC OUTLOOK FOR HSAs FROM ISI’s LAING
JoAnn Laing, chief executive of Information Strategies Inc. (Ridgewood, NJ), expects a big 2007 for health savings accounts.

LITTLE EVIDENCE THAT CDHPs WORK, STUDY SAYS
“There is little evidence, and much of what does exist is contradictory,” as to whether consumer-directed healthcare makes employees better consumers, said Jon Gabel, senior fellow, National Opinion Research Center (Chicago), and the author of a newly release Conference Board (New York) report on HSA plans.

38% OF EMPLOYERS OFFER HSA, HRA PLANS, SURVEY SAYS
About 38% of employers are offering HRA or HSA plans to their employees in 2007, up from 33% in 2006, according to a survey of 573 large companies from Watson Wyatt Worldwide and the National Business Group on Health, both based in Washington.

HDHPs LEAD TO FEWER E.R. VISITS, “WORK AS INTENDED”
A study shows that patients in high-deductible health plans went to the emergency room 10% fewer times than patients in more traditional plans, with the reduction mostly among patients with less severe conditions such as colds, nausea and headaches.

RAMTHUN SEES $2900 SINGLE ’08 HSA LIMIT
Roy Ramthun, senior vice president of HSA Clearing Corp. (Lake Geneva, WI), said he expects 2008 HSA contribution limits to rise to $2900 single, up 1.8% from $2850 in 2007.


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